gojracer
California
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Joined: 04/14/2007
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I have 750+ credit
$15K down payment
Probably go with a 12 or 15 yr term
What's a good rate right now?
thanks
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downtheroad
Puget Sound
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Joined: 02/18/2003
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You are probably looking at 6-7% +.
Consider a home equity loan (this will be cheaper)
Even better - pay cash for toys.
Whatever you do, enjoy your new rig.
"If we couldn't laugh we would all go insane"
GMC Duramax/Allison (LBZ)
Komfort 277TS .... Our Rig Picture
Reese Dual Cam HP
Lots of other stuff nobody cares about
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mapguy
Puget Sound
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Joined: 09/02/2007
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Check out your local Credit Unions. Get pre-approved before going to the RV dealer. Many times you can get a better rate here than at an RV dealer. Remember financing is a separate profit area for the dealer -he usually sells you a rate above his net cost -so the first financing offer from dealer is not always the best one possible....especiually if you have options to go elsewhere.
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Vulcanmars
Naples, FL
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Joined: 10/18/2004
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Good Sam RV Club
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Local CU is 6.5-7%.
Mars
06 Rage'n FA3005
04 V10 F250 SDCC 4X4
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SSTuner
Woodbridge,VA
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Joined: 05/15/2007
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Good Sam RV Club
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My bank matched my Credit Union rate prior to purchasing. 6-7% is about average in todays market. Also make sure it is simple interest...... before signing. Yes, there are still some financial institutions that will stick it to you.
Ray & Angie
2009 Fun Finder XT245
2006 Chevy 2500HD 6.6L
2002 Polaris Sportsman 700
2006 Polaris Hawkeye
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time_to_go_now
La Mirada, CA
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Joined: 03/10/2004
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Look at your credit union or other source that you have. Get the best rate you can. Then ask the dealer to beat it. That has worked for me three out of four times (the fourth time, I wrote a check for the trailer!).
The dealer has a bunch of leeway in what rate they offer you.
Good luck.
Jim and Deanna
Tiffin Allegro 35QBA
2007 Carson Trailer 22' Titan TH
Trailer Toad
Me, Wife, Boy/12, Boy/9, Girl/7
1985 Toyota 4Runner
FIVE quads, THREE kids, TWO motorcycles, ONE wife, ONE dog, ONE cat!
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Raptormom02
Corona, CA
Senior Member
Joined: 04/09/2006
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If you are military now or prior try USAA.com best rate we could find.
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buzzyng
Out West
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Joined: 02/08/2002
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Tried to use USAA as I've been with them for 20+ years but our local CU ended up being the best. We got 100% financing @ 5.49% and could have been 4.99% with 20% down. Credit score was 800+
Good luck and shop around
2010 Fuzion 363
2009 CRF450R
2005 CRF450R
2004 400EX
2009 CRF50R
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