CDN FUZION
Alberta Canada
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Joined: 03/12/2007
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Buying a new keystone fuzion from in the states and bringing it back to Canada. They say we need to give them our social insurance numbers is this true and why? Thank you
2007 Dodge 3500 Dually QC
2010 Keystone Fuzion 403
2009 Polaris 850 Limited Edition
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hwybnb
Southern California
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Joined: 05/02/2001
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If you are financing it they need your SSN to do a credit check. Otherwise no.
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CDN FUZION
Alberta Canada
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Joined: 03/12/2007
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I am not financing it that is why this seems off to me. When I questioned them about this they said it had to do with all the stuff that came out of 911.
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sue.t
Vancouver Island, BC, Canada
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Joined: 08/05/2004
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Do not provide your SIN to anybody other than Canada Revenue Agency or to your employer or financial instituion so they can meet taxation requirements.
If the company needs to complete a credit check, that can be done without your Social Insurance Number.
Excerpt from a fact sheet issued by Canada's privacy commissioner (http://www.priv.gc.ca/fs-fi/02_05_d_02_e.cfm):
Why is my SIN so important to personal information and privacy?
- The SIN may be a key piece of information to open the door to your personal information.
- Computer technology makes it possible to use the SIN to find and match your information from one database to another; without your knowledge, a detailed profile could be drawn about you. This amounts to "data surveillance" or monitoring of your daily life, which can pose a serious threat to our privacy and autonomy.
- Your SIN can be used to steal your identity. Along with other personal information, someone may be able to use your SIN to apply for a credit card or open a bank account, rent vehicles, equipment, or accommodation in your name, leaving you responsible for the bills, charges, bad checks, and taxes.
Who can ask for my SIN?
Your SIN is a confidential number that is restricted to income reporting purposes. There are a select and limited number of federal government departments and programs specifically authorized to collect the SIN. See list below.
The authority to collect and use the SIN is tied to a specific legislated purpose, not necessarily to a particular body. For example, an employer can collect an employee's SIN to provide them with Records of Employment and T-4 slips for income tax purposes, as can provincial or municipal agencies to report financial assistance payments for income tax purposes.
Institutions from which you earn interest or income, such as banks, credit unions and trust companies, must also ask for your SIN.
So, what can I do when asked for my SIN?
- Ask if you are required by law to provide it;
- Ask why the person needs it, how it will be used and to whom it will be given;
- Your SIN is not a piece of identification. If it is not required by law (and you are not satisfied with the explanation), tell the person you prefer not to use the SIN and offer other identification;
- If the organization refuses to give you the product or service unless you give your SIN, complain to the Privacy Commissioner of Canada;
- If you would like better legal protection for your SIN, call or write your federal Member of Parliament.
sue t.
Pictures from our many RV Adventures to Yukon & Alaska
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Orion
Pacific South West
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Joined: 10/21/2002
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There are only two places you have to give your SIN.
One is on your tax return, the other is to a financial institution, but ONLY if you want them to pay you interest. You do NOT need it, if you are borrowing money and they need to do a credit check.
If you don't need to give it in Canada, why would you give it to a foreign country.
Never miss an opportunity to walk on the grass.
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USAFBILL
Alabama
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Joined: 09/20/2002
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How is the money transaction being done, bank check, cash or? Large cash transactions can require SSN.
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CDN FUZION
Alberta Canada
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Joined: 03/12/2007
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The money is being done by bank transfer. We are dealing with holman rv who seem to be very above board with what we have read online.
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weasel4
Alberta
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Joined: 07/06/2003
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Some good advice here. The only problem is, that CDN GEARBOX is buying in the US. Canadian Law and Policies don't mean squat there.
BTC
Eagles may soar, but weasels don't get sucked into jet engines.
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sue.t
Vancouver Island, BC, Canada
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Joined: 08/05/2004
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The US Privacy Act of 1974 limits who can lawfully ask for a SSN. Pretty much the same privacy issues as those in Canada, and although worded differently, the USA privacy laws provide similar protection as the Canadian laws.
I didn't see anything in the US government information that encouraged folk to provide a SSN to any organization other than a government agency that requires the number to administer programs.
I'd still recommend not providing your SIN or SSN to a vendor, regardless. If they insist, ask why they need it, ask for their privacy statement, ask how the number will be protected, ask who will have access to the number and how long the number will be on file. Also ask where it will be stored and the security that is in place for that storage. Also tell them you'll be contacting the federal and state privacy agencies to double-check the requirement to provide the SSN before purchase.
Identity theft is increasing significantly. It is a serious concern and good for you for questioning the validity of the request. Protect your SIN with the same vigilance that you protect your credit card numbers.
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trigley
Central Alberta
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Joined: 03/30/2009
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I bought a unit in the U S last year and had it delivered. There is no place on the dealers documents for SIN. The North American Free trade Agreement - Certificate of Origin- which the dealer completes has a section for the Importers Name, Address and Tax Identification # but this section was left blank
However I had a customs broker act for me at the border, and they required my SIN as an Import-Export Business Number (GST# which I did not have, or SIN).
While I provided it for that purpose I am not sure it was necessary as it does not appear on the Canada Customs Coding Form they prepared.
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