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 > Surcharge on MC/Visa

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garyhaupt

Back living in Kitimat..northern BC.

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Posted: 01/27/13 12:25pm Link  |  Print  |  Notify Moderator

Retailers in some states are now permitted to add up to a 4% surcharge if a customer is paying by M/C or Visa. They are required to post advisories. This could add up to big bux on fuel and other on-the-road costs, so...be aware.


http://www.nydailynews.com/news/national........d-visa-users-pay-cards-article-1.1248759


Gary Haupt


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Gale Hawkins

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Posted: 01/27/13 02:40pm Link  |  Print  |  Notify Moderator

This thread as a lot of points and count........oints on subject that may interest you.

stickdog

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Posted: 01/27/13 06:45pm Link  |  Print  |  Notify Moderator

The big truck stops already do with CASH prices and CREDIT prices

* This post was edited 01/30/13 05:40pm by an administrator/moderator *


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dfm

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Posted: 01/27/13 07:07pm Link  |  Print  |  Notify Moderator

Any of the retailers that choose to add a surcharge to my bill will have the merchandise left at their check out counter. All retailers have already taken into account ALL of their selling costs when pricing their merchandise. A surcharge will be their method of double dipping at the consumers expense. It is my choice how I spend my money and that is how I will deal with this issue.


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Gadget Guy

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Posted: 01/27/13 07:35pm Link  |  Print  |  Notify Moderator

At least it is visible and the consumer has a choice to use credit or not, works for me because I will use cash, that is why I believe ALL government taxes should be listed separately so the consumer knows what all of these "FREE" government handouts cost. NO HIDDEN TAXES!!!!!

wa8yxm

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Posted: 01/27/13 07:38pm Link  |  Print  |  Notify Moderator

Was reading up on that this AM.. Turns out that many stores have decided to not do this, plus credit card companies have a few odd rules, one of which is "You must operate the same in all states you operate in where our card is concerned" and since only a miniority of states allow this fee, Stores like Wal-mart, K-mart, Sears and so on which are all over creation,, Won't be charging it.


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Chris Bryant

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Posted: 01/27/13 07:42pm Link  |  Print  |  Notify Moderator

The better way to do it is to offer a cash discount. Many large retailers loose more on "shrinkage" than the few percent the CC companies charge.

I have to say it's a great racket getting to skim a couple of points off the top.


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Gale Hawkins

Murray, KY

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Posted: 01/27/13 07:54pm Link  |  Print  |  Notify Moderator

dfm wrote:

All retailers have already taken into account ALL of their selling costs when pricing their merchandise.


I truly wished that was a true statement and am personally sad it is not. dfm what kind of business that you run that you can know all of your selling costs and get it reflected in the selling price?

While I do not claim to be a good business person I can tell you about every week we learn of new selling costs but we can not have price changes every week. In fact we have not had a price increase in years hoping to increase volume and reduce expenses.

I say everyone should be in business long enough to go bankrupt once to really understand the world of business.

There are no sure things in business. Talk to the people that owned stock in GM that came away with nothing. Look at Apple imploding without Jobs being around again and this time he is not coming back.

Talk to a RV park owner and ask them if they selling costs happening faster than their selling price are increasing. Many businesses have cut and cut for so long people are about the only think left to cut.

letting 46,000 people go. hundreds of thousands one day furlough for 22 weeks.

The Pentagon cuts can be avoided if we will approve billions in new taxes and national debt limits but we small business owners can not find banks stupid enough to keep loaning us cash with not means of repaying it.

dfm when it comes to CC's we have NO way of knowing the increase in our selling cost until we get our CC fee statement because our fees are based upon based upon how many rewards we have to finance for you which is unknown at the time of the transaction.

ktmrfs

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Posted: 01/27/13 08:22pm Link  |  Print  |  Notify Moderator

stickdog wrote:

garyhaupt wrote:

Retailers in some states are now permitted to add up to a 4% surcharge if a customer is paying by M/C or Visa. They are required to post advisories. This could add up to big bux on fuel and other on-the-road costs, so...be aware.


http://www.nydailynews.com/news/national........d-visa-users-pay-cards-article-1.1248759


Gary Haupt


The big truck stops already do with CASH prices and CREDIT prices


virtually every place I buy gas from has a "cash" and "credit" price. I always use credit card and EVERY time I have been charged the CASH price. Not sure why they post both, but at least using pay at the pump I always get the cash price with a credit card. And I get 5% cash back on gas every month. Saves $0.15+/gallon.

The ability to add a cc surcharge has been around for a few months now. so far in our area, I haven't found anyone that adds a surcharge. I don't think anyone wants to be "first" to try it.


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camperforlife

Midwest

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Posted: 01/27/13 08:34pm Link  |  Print  |  Notify Moderator

You may see less gas stations taking American Express as their user agreement still forbids up-charging for taking the Amex card.

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