nephi007

Utah

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We were going toward the La Push Indian Reservation and had to stop at a small general merchandise store with 2 gas pumps to fill up. Pulled out our visa credit card started pumping, got halfway and it stopped. Went inside, called credit union it seemes card was maxed out (we had been using it on the way and forgot the limit)so we whipped out the Amex fortunately clerk took it. So, how do y'all pay for things on the road. Cash,debit or credit?
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SRockwood

San Diego

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Joined: 01/31/2007

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Fuel is credit for cash back.
Everything else is cash. Consumer debt sucks (fell into that trap once).
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LynnandCarol

Pensacola, FL

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Debit or cash! Also when making long travels we contact the debit folks and let then know so they can note our account. Once driving cross country they put a hold on our card thinking it was possibly stolen as it was being used in multiple states. credit cards are emergency only.
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dave17352

LINCOLN, NE

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I always use a credit card and as LynnandCarol said I inform the card company I will be traveling or they will indeed decline payment when out of town. I also pay my credit card in full each month. We like the traveler miles for flying. I always carry some cash and a second card in just incase one gets lost.
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enblethen

Moses Lake, WA

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We normally carry sufficient cash for about one tank of fuel.
We normally use the debit card first, then credit card and when in very remote area we have had to use cash as there computer system was down.
We do our banking on line, so we pay the credit card shortly after it clears. This may vary depending on the time of the month.
We have run into locations that will only allow one debit or credit card action for $75. When you are going to need $200+ to fill tank, this is a real hassle.
Bud
USAF Retired
Suzuki XL7 pushing Pace Arrow
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vermilye

Oswego, NY, USA

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I also use a credit card for everything I can & pay it in full every month. While the 1%-2% cash back isn't all that much, why not? Like Dave, I carry cash for situations where I can't use the card, and do let the CC companies know when & where I'll be traveling.
The only place I'll use a debit card is at a bank ATM to make a cash withdrawal. After watching the hassles my daughter went through when her debit card was compromised, I avoid using it for anything else.
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OregonTRX4

Oregon

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In the future I will stick to my credit card so that if(or when) the number is stolen, they are just racking up my card and not emptying my accounts. I had this happen once before even though the credit card was still in my pocket and the bank was very helpful and took care of it.
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APT

SE Michigan

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Credit cards for rewards, ease of disputing charges, ease of analyzing costs/statements, and security of "carrying" so much value in a small package.
Please let this thread not go down the debt free hill.
A & A parents of DD 2005, DS1 2007, DS2 2009
2011 Suburban 2500 6.0L 3.73 pulling 2011 Heartland North Trail 28BRS
2012 VW Passat TDI
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Desert Captain

Tucson

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We use all three as is most appropriate for our purchase. Our Chase card gets us 5% back on fuel for 2 quarters of the year so when that rebate is in play we always use it for gas. Debit card is for getting more cash and only at secure ATM's like inside of a bank. Cash always works but I rarely carry much on me. It is easy enough to stash a little where it cannot be found. You just cannot be too careful out there.
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mbopp

Henrietta, NY, USA

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I carry enough cash for a tank of gas, everything else is credit. But - I have the money in the bank to pay it off every month.
2013 North Trail 21FBS
2012 F-150 XLT Ecoboost ("EcoBeast") scab
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